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A guide to virtual IBANs and their regulation

1 July 2025 / Author(s): Dil-veer Kang , Ben Regnard-Weinrabe , Anna Lewis-Martinez , Rory Copeland
Issue: July 2025 / Categories: Feature

Virtual IBANs have become increasingly popular in the payments industry, but are not always well understood, and the application of regulation (and payment system rules) to vIBANs is not always straight forward. This article explains vIBANs and how they are used, and comments on some related regulatory considerations.

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