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DeepSeek and the rise of financial AI: legal and regulatory perspectives from China

28 July 2025 / Author(s): Dr Lerong Lu , Dinghao Zheng
Issue: August-September 2025 / Categories: Feature

DeepSeek and artificial intelligence (AI) have been widely adopted in China’s financial markets, though their use also introduces significant technological risks. This article explores the financial application scenarios of DeepSeek, examines the gaps between China’s financial regulatory framework and emerging technological risks, and offers recommendations for improving financial regulation in the era of low-cost AI.

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