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The transfer of receivables in cross-border fintech securitisations: key considerations for originators

22 November 2025 / Author(s): Euan Reid
Issue: December 2025 / Categories: In Practice
Company: CMS

Fintech lenders expanding into new jurisdictions may look to securitisation to grow their loan book and expand their distribution. This In Practice article focuses on one issue that arises on cross-border securitisation transactions: the transfer of the receivables from the originator to the issuer. The flexibility these businesses require makes these considerations particularly relevant for fintech securitisations compared to others (such as RMBS backed structures) which may only fund receivables from one or two jurisdictions.

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