Harmish Mehta

Removing blots from the copybook: third-party rights and HNW Lending Ltd v Lawrence

The authors consider HNW Lending Limited v Lawrence [2025] EWHC 908 (Ch), in which Andrew Lenon KC expressly departed from the ruling of HHJ Dight CBE in the analogous case of HNW Lending Limited v Mark (unreported, Central London County Court, 7 August 2024). Both cases concern whether, and on what basis, a security agent for a lender may sue under the loan agreement by reference to the Contracts (Rights of Third Parties) Act 1999.