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James Bell

Knowledge counsel
James Bell is a knowledge counsel in the finance department. Email: james.bell@traverssmith.com

Articles by author

ECCTA 2023: implications for finance transactions

A key aim of the Economic Crime and Corporate Transparency Act 2023 (ECCTA) is to reform the UK’s prevention, detection and prosecution measures for economic crime, particularly through strengthening corporate transparency and ensuring that legitimate business activities are not abused for illicit purposes. Recently core provisions have come into force and new guidance has emerged providing further insight and clues as to the practical implications and potential risks that ECCTA poses for workflows on loan finance transactions.

4 MAY 2026

Supreme Court motor finance commission ruling: what next for lenders?

In this In Practice article we consider what comes next, after the Supreme Court judgment on secret commission payments in motor vehicle finance transactions.

29 SEP 2025

Car finance commission arrangements: implications for speciality finance transactions

In this In Practice article the authors explore the impact of consumer claims for rebate of commission on speciality finance transactions.

13 JAN 2025

Advising a guarantor

In this In Practice article James Bell looks at issues to consider when protecting the guarantor’s position in finance transactions and how that might be negotiated.

28 JUN 2024

What can a borrower do when a lender fails to fund?

This In Practice article examines market standard provisions designed to mitigate the risk posed by so called “Defaulting Lenders” and explores the options for a Borrower faced with a Lender that is unable to honour its lending commitments. Capitalised terms reflect the corresponding Loan Market Association (LMA) definitions.

1 MAY 2023