Articles by author
Pricing the increased costs: Basel’s latest invoice
Basel III’s final standards, agreed in December 2017, are now reshaping the economics of bank lending as jurisdictions implement Basel III on divergent timelines. The EU implemented most reforms with effect from 1 January 2025 (with limited further changes from 1 January 2026), while the UK is expected to follow from 1 January 2027, again with limited further changes from 1 January 2028. Basel III introduces wide-ranging reforms, including to capital, liquidity and leverage requirements, operational standards, and the cryptoasset framework, which may affect banks’ prudential balance sheets. This article considers how some of these reforms may impact lenders’ regulatory capital positions, and to what extent some of these changes can be passed on to borrowers through increased cost provisions in facility documentation.
4 MAY 2026New originators, are you ready for securitisation?
While securitisations offer numerous benefits, there are a number of important points for originators to consider to facilitate entering into a securitisation transaction and to avoid prolonged legal work further down the line. In this article, we briefly discuss essential points that originators should be aware of and discuss with prospective lenders or arrangers prior to structuring a securitisation.
28 JUN 2024
