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Richard Oliphant

Independent legal consultant

Richard Oliphant is an independent legal consultant. He specialises in UK electronic and digital signature law and practice, eIDAS, AML, KYL and international digital identity schemes. He has advised several e-signing platforms including Docusign, Acrobat Sign, Ascertia, Scrive and Yoti, and assisted HM Land Registry with its digital roadmap. Email: richardoliphant@gmail.com / Linkedin: www.linkedin.com/in/richard-oliphant-6812433/

Articles by author

FCA Consumer Duty: why challenger banks should integrate e-signatures into their mobile apps

In this article Richard Oliphant considers what the Consumer Understanding outcome means for challenger banks reliant on a click-to-accept mechanism for a speedy digital customer onboarding process.

27 FEB 2026